Three tiers built around where your business is right now — from foundational compliance to full outsourced CFO leadership. Every tier includes a dedicated contact, cloud accounting setup, and proactive financial management. Not reactive. Not year-end only. Always in your corner.
Every engagement starts with a conversation — not a quote. Here is how most clients find their fit. Not sure which applies? The discovery call will tell you.
For businesses with lower transaction volumes, no VAT registration, and payroll of five or fewer staff. All your compliance sorted — nothing missed, nothing late. The foundation every business needs.
For VAT-registered businesses with a growing team. Full compliance plus payroll, COID support, and monthly management accounts — so you always know exactly where you stand financially.
Everything in Manage, plus your outsourced CFO. Strategic financial leadership, cash flow forecasting, funding readiness, tax structuring, and a seat at every important decision your business makes.
Most clients find their engagement pays for itself in the first quarter — through recovered tax, avoided penalties, or a funding decision made with clarity instead of guesswork. The conversation is free. The cost of not having it isn't.
Here is exactly what each service covers, why it matters, and what a real client outcome looks like. No vague promises — specific deliverables and real results.
Accurate, timely books are the foundation of every financial decision you'll ever make. Without clean numbers, everything downstream — from management accounts to funding applications to tax returns — is built on guesswork. We keep the foundation solid.
"They were running a growing technology business entirely on instinct — no management reports, no clear picture of where cash was going. We introduced real-time financial dashboards and monthly management reports that translate the numbers into decisions."
SARS compliance is not optional — but it shouldn't be your problem to manage. We track every deadline, prepare every submission, and handle every piece of SARS correspondence so nothing ever lands on your desk as a surprise.
"The retrospective tax review uncovered years of overpaid tax. R380,000 recovered — back where it belongs: in the business."
Late or incorrect payroll damages trust faster than almost anything else in a business. We run a clean, accurate payroll — every month, without exception — so your people are paid correctly and your compliance obligations are met without you having to think about it.
"Creatives have one job: create. Crunching numbers, chasing deadlines, and second-guessing SARS are not in the brief. We took the entire compliance function off their plate. Every deadline met, every submission filed."
A listed company has a CFO in the room for every major decision. An SME owner has a year-end accountant and a gut feeling. Swift ACT closes that gap.
The Lead tier gives you a senior financial strategist in your corner — not just for compliance, but for the decisions that determine whether your business grows, scales, attracts funding, and ultimately becomes something worth owning. The CFO relationship your business has always needed, at a fraction of the full-time cost.
"We had the work, but lenders kept turning us away. No formal structure, no credible financials. Swift ACT came in, built everything from scratch, and within six months we were investor-ready. The first funding application — approved."
Annual financial roadmap, quarterly reviews, and proactive strategy sessions — so every major decision is made with a CFO in the room.
12-month rolling cash flow forecasts, scenario modelling, and early warning systems — so you always know what's coming before it arrives.
From financial credibility to funder-ready documentation to lender introductions — we build the case for funding and help you present it.
Proactive tax planning, group structure advice, and optimisation reviews — so you never pay more than you should.
Business succession planning, estate structuring, and personal wealth integration — connecting your business finances to your life goals.
Whether you're building to sell, planning a succession, or simply want to know what your business is worth — we structure it for maximum value.
Available as standalone engagements or as part of the Lead tier. These services address the financial dimensions most SME owners have no one to help them think through.
FISA-registered estate and trust services — protecting what you've built and ensuring it transfers on your terms.
Know what your business is worth — for funding, for sale, for insurance, or simply for your own clarity.
Robotic Process Automation for financial workflows — reducing manual effort, eliminating errors, and freeing your team for higher-value work.
From financial credibility to funder introductions — we build the case and help you navigate the landscape.
For South African business owners operating internationally, or diaspora investors with SA interests — navigating both jurisdictions with confidence.
Strategic advisory for growth, restructuring, or turning points — a senior business advisor in your corner when the decisions are biggest.
"A cheaper accountant records what happened. We manage what happens next. The fee difference pays for itself in the first decision you make with real visibility."
This is the most common objection — and the most winnable. The question is never about price. It's about what you're comparing. Here is how we think about each tier.
Cheaper options exist. The difference is what happens when something goes wrong. SARS sends a letter. A deadline is missed. With us, that never lands on your desk — we track it, handle it, fix it before you know there's a problem. What you're paying for is not the work getting done. It's the certainty it gets done right. Popcast Studios: zero missed deadlines since onboarding.
A cheaper accountant records what happened. We manage what happens next. The printing business in KZN that opened their second store didn't do it because their accountant filed on time — they did it because they finally had the numbers to make a confident decision. The fee difference pays for itself in the first decision you make with real visibility.
Ask yourself: did your current accountant call you last month to discuss your cash position? Did they flag your provisional tax exposure before the deadline? Did they challenge the pricing model that isn't working? That's not an accountant question. That's a CFO question. And it's what we do.
No surprises. No jargon. A structured path that gets you from where you are to where you need to be.
An honest conversation about your business, your goals, and your current financial setup. We leave with a clear picture of where you are. You leave with clarity on the gaps.
A full review of your compliance, structure, and financial visibility. We identify what's missing, what's at risk, and what the biggest opportunities are.
A prioritised 12-month plan — compliance sorted, structure optimised, strategic agenda aligned to your goals. Delivered in plain language, not jargon.
Monthly check-ins, real-time access, quarterly reviews. You call us before the decision. That's the standard every engagement is held to.
The discovery call is 30 minutes. We'll tell you exactly which tier fits your business, what we'd do in the first 90 days, and what you can expect to recover or protect. No obligation. No jargon. Just clarity.