CFO-level thinking at SME-level access. We sit in the strategy room with you — guiding every major financial decision before it's made, not reporting on it after. Stop making high-stakes calls in the dark.
Every major financial decision — pricing, expansion, borrowing, funding, exit — carries real risk. Most SME owners make those calls without a senior financial strategist at the table. Not because they don't want one. Because they think they can't afford one.
That's the gap Swift ACT closes. CFO-level leadership, at a fraction of the full-time cost — so you stop flying blind on the decisions that matter most.
SARS, CIPC, VAT deadlines — one missed submission can cost dearly. Most business owners don't have a system to stay ahead.
Big decisions made without a senior financial voice. You can't afford a full-time CFO — but you're paying dearly for not having one.
Decisions made in crisis mode — when the tax bill lands, when the bank says no, when the deal is already on the table.
Your accountant doesn't speak to your broker. Your broker doesn't know your estate situation. Nobody sees the full picture.
If something happened tomorrow — what happens to the business? To your family? Most owners have never had this conversation.
Not just accounting. A complete financial partnership — built around where your business is going, not just where it's been.
The CFO seat at your table. We guide pricing, growth, funding, and exit decisions before they're made — not after. Strategic financial leadership at every stage.
Stay compliant, stay insured, stay covered. From SARS to estate planning — we keep every dimension of your financial life protected. Nothing slips through.
Your business is an asset — not just a salary. We structure it to have real, transferable value now, and when it's time to exit or hand over.
Personal wealth, family security, life beyond the business. Because a great CFO looks after the owner — not just the entity.
Every engagement starts with a conversation — not a quote. Here is how most clients find their fit. All tiers include a dedicated contact, cloud accounting setup, CIPC returns, and tax submissions.
For businesses with lower transaction volumes. All your compliance sorted — nothing missed, nothing late. The foundation every business needs.
For VAT-registered, growing businesses. Full compliance plus monthly management accounts — so you always know where you stand financially.
Everything in Manage, plus your outsourced CFO. Strategic leadership, funding support, succession planning, and estate coordination — all in one partnership.
Most clients find their engagement pays for itself in the first quarter — through recovered tax, avoided penalties, or a funding decision made with clarity instead of guesswork.
Real outcomes. Real business owners. Across 20+ sectors.
We had the work, but lenders kept turning us away. No formal structure, no credible financials. Swift ACT came in, built everything from scratch, and within six months we were investor-ready. The first funding application we submitted after that — approved.
The retrospective review uncovered years of overpayment — and we recovered it. That money is back where it belongs: in the business.
Michiel and his team are of outstanding quality — they are part of our success story. In an industry where compliance and accuracy are non-negotiable, Swift ACT provides the certainty that everything is done correctly. They understand the demands of our sector and deliver without fail, every time.
I spent years moving between accountants, hoping the next one would actually get it right. When I found Swift ACT, everything changed — the service, the communication, the care. I recommend them without hesitation, to any business, of any size.
No surprises. No jargon. Just a clear, structured path from first conversation to full financial clarity.
We start by understanding your business, your goals, and your gaps. You leave the first meeting with clarity — not a proposal.
We audit your compliance, review your structure, and map the gaps between where you are and where you want to be. Most owners are surprised by what they find.
A practical, prioritised plan — compliance sorted, structure optimised, and a 12-month strategic agenda aligned to your goals. This is what having a CFO looks like.
Monthly check-ins. Real-time access when something comes up. Quarterly reviews. The CFO relationship you always needed.
Most business owners have a feeling something is off. This tool tells you exactly what it is. Answer 28 questions across 7 financial categories — cash flow, compliance, bookkeeping, strategy, controls, reporting, and automation — and receive an AI-generated report with prioritised recommendations, specific to your business.
That feeling is the signal. Most business owners say the same thing after their first conversation with us: "I wish I'd done this two years ago." The discovery call is 30 minutes. No obligation. No jargon. Just an honest conversation about where your business is, where you want it to go, and whether we're the right fit.